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Fiserv (FISV) Reports Q3 Earnings: What Key Metrics Have to Say

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For the quarter ended September 2026, Fiserv (FISV - Free Report) reported revenue of $4.85 billion, down 1.4% over the same period last year. EPS came in at $1.75, compared to $2.04 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $4.84 billion, representing a surprise of +0.24%. The company delivered an EPS surprise of +1.74%, with the consensus EPS estimate being $1.72.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Fiserv performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Adjusted Revenue- Financial Solutions: $2.33 billion versus $2.25 billion estimated by seven analysts on average. Compared to the year-ago quarter, this number represents a -0.1% change.
  • Adjusted Revenue- Merchant Solutions: $2.52 billion compared to the $2.57 billion average estimate based on seven analysts. The reported number represents a change of -2.5% year over year.
  • Revenue- Product: $965 million versus the four-analyst average estimate of $986.75 million. The reported number represents a year-over-year change of -2.5%.
  • Revenue- Processing and services: $4.23 billion versus $4.13 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -1% change.
  • Revenue- Corporate and Other: $344 million compared to the $332.33 million average estimate based on three analysts. The reported number represents a change of 0% year over year.
  • Adjusted Revenue- Financial Solutions- Banking: $577 million versus $572.76 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -2.5% change.
  • Adjusted Revenue- Financial Solutions- Issuing: $840 million versus $768.28 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +4.7% change.
  • Adjusted Revenue- Merchant Solutions- Processing: $247 million compared to the $253.08 million average estimate based on two analysts. The reported number represents a change of -6.8% year over year.
  • Adjusted Revenue- Merchant Solutions- Enterprise: $561 million compared to the $575.57 million average estimate based on two analysts. The reported number represents a change of -3.3% year over year.
  • Adjusted Revenue- Merchant Solutions- Small Business: $1.71 billion versus the two-analyst average estimate of $1.73 billion. The reported number represents a year-over-year change of -1.6%.
  • Adjusted Revenue- Financial Solutions- Digital Payments: $914 million compared to the $910.44 million average estimate based on two analysts. The reported number represents a change of -2.7% year over year.
  • Operating income- Financial Solutions: $887 million compared to the $833.84 million average estimate based on two analysts.

View all Key Company Metrics for Fiserv here>>>

Shares of Fiserv have returned +12.6% over the past month versus the Zacks S&P 500 composite's -2.3% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

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